Comprehensive Financial Planning

Fee-only Planning That Keeps the Focus
On You and Your Financial Goals

Gain financial confidence with a holistic solution that covers every aspect of your finances.

As your life changes and your family grows, so do your financial needs. Our ongoing comprehensive financial planning services fortify your foundation and actively implement, monitor, and update your strategy to suit your evolving needs. Our comprehensive approach brings a unified strategy to every element of your financial life, ensuring each piece of the puzzle fits together.

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What We Offer

Our financial plans include:

Investment Management

  • Invest using tax-efficient and low-cost investments
  • Utilize an Asset Allocation that is in alignment with your goals
  • Create an Investment Policy Statement to remain disciplined
  • Diversification of your portfolio to reduce certain types of risk

Tax Planning

  • Annual Tax Return Analysis and Projections
  • Roth Conversion and Tax-Loss Harvesting Analysis
  • Utilize Asset Location to reduce tax drag on your portfolio
  • Coordination and timing of income streams (e.g., Social Security, Required Minimum Distributions, Pension, etc.)

Retirement Planning

  • Create a retirement plan that includes basic living expenses, health care costs, and any lifestyle goals you dream of
  • Determine when you can retire and how much you need to contribute to your retirement accounts each year
  • Analysis of Roth vs Traditional 401(k) Plan accounts
  • Ongoing monitoring and stress testing of your plan to make sure it remains on-track

Insurance Optimization

  • Workplace open enrollment benefits planning
  • Life insurance coverage needs assessment and review of current policies
  • Disability, Property & Casualty, and Umbrella insurance analysis
  • HDHP with HSA vs. Low-Deductible Health Insurance Analysis

How Does This Help?

Our plans extend beyond financial management. We are here to serve as your partner every step of the way.

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Education 

It’s our mission to empower you to make educated decisions about your money and instill confidence and comfort in your financial life. 

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Personalization 

Everybody has different values and goals. As such, every plan we create is customized to your unique needs. We are not in the business of producing one-size-fits-all plans. 

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Accessibility 

As a virtual-only firm, your experience is our top priority. We meet with our clients twice a year but understand there are times when things change or something urgent needs to be addressed. We are available whenever you need us.  

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Experience 

We’ve been helping our clients make smarter decisions with their money since 2009.

Start On The Path To
Financial Clarity

Find the financial partner you deserve so you can worry less about money and focus more on what matters most.
  • Are you on track to reaching your long-term financial goals?
  • How can your tax bill be reduced?
  • How can your investments be improved?