Family-focused estate planning - Chladek Wealth Management

6 Questions to Help Determine If You Have Enough Life Insurance

John Chladek2022-09-01T19:36:16+00:00September 1, 2022|Insurance|

How much life insurance does one person need? Well, that depends. First, ask yourself, is life insurance ever about just one person? If you have a family or people who depend on your income, life insurance can be a lifeline. Not that you expect anything bad to happen to you, but it is a good idea to prepare in case something does. The hope is you already have life insurance and that the only question [...]

Why Beneficiaries Are Important to Your Estate Plan (And Why You Should Probably Update Them)

John Chladek2022-08-01T14:54:36+00:00August 1, 2022|Estate Planning, Family Financial Information|

You know what they say about the best-laid plans....or maybe not? In our book, the best-laid plans are the ones you review again and again, which is especially true for your estate plan. Say something happened to you and your family had to care for your estate. Wouldn’t you want to have all your ducks in a row, so they don’t have to wrangle them? And what happens if, when they have those ducks, they [...]