Financial Planner - Chladek Wealth Management

To Rent or Buy: That is the Question…

John Chladek2011-02-01T21:47:29+00:00February 1, 2011|Blog, Family Financial Information|

One of the most important decisions for a newlywed couple, a family in transition, or anyone who relocates to a new city is whether to buy or rent a home. People often say that they want to buy a home to begin building equity. However, there are many expenses outside of a mortgage payment that come with home ownership. You could be putting yourself in a bad situation if you don’t first take care of [...]

Bond Market Update

John Chladek2011-01-11T21:49:30+00:00January 11, 2011|Blog, Investments|

Since the second round of quantitative easing (QE 2) was announced by the Fed, US bonds as a whole (whether corporate or government) have been under pressure. It appears that the market is finally tuning into a few facts. The facts being that inflation is already here, rates are going to have to rise, and bonds hold more risk than usual. Typically, bonds are held in a portfolio to limit risk and volatility in a portfolio. In the [...]