7 Disturbing Life Insurance Facts

Do you currently have a life insurance policy?  As a fee-only planner, I don't sell insurance.  However, I have met very few people who don't need a policy.  As we begin Life Insurance Awareness month, I want share with you seven disturbing statistics about life insurance ownership in the U.S.emergencycash 1.     U.S. households are at [...]

September 7th, 2011|

Disability Insurance – “What’s that?”

Every toddler-aged child loves to point and say, “What’s that?”  Unfortunately, I hear that a lot from clients also when the discussion of disability insurance comes up.  Everyone typically understands the importance of life insurance because they don’t want to leave their family in a bind should their death occur.  However, just as important is [...]

May 11th, 2011|

Think A Cash Value Life Insurance Policy Is A Good Idea? Think Again.

Many times after I complete an insurance analysis for a client and it’s time for them to purchase a policy, they will ask me, “Can we just buy the policy from you?”  The answer is always, “Sorry, no.”  I could go out and get my insurance license to sell insurance products, but then I wouldn’t [...]

April 5th, 2011|