7 Disturbing Life Insurance Facts

2011-09-07T13:43:50+00:00September 7, 2011|Blog, Insurance|

Do you currently have a life insurance policy?  As a fee-only planner, I don't sell insurance.  However, I have met very few people who don't need a policy.  As we begin Life Insurance Awareness month, I want share with you seven disturbing statistics about life insurance ownership in the U.S.emergencycash 1.     U.S. households are at risk: 30% of U.S. households (35 million) have no life insurance protection. 2.     2009: Insurance companies issued 9.4 million individual [...]

Disability Insurance – “What’s that?”

2011-05-11T12:00:24+00:00May 11, 2011|Blog, Insurance|

Every toddler-aged child loves to point and say, “What’s that?”  Unfortunately, I hear that a lot from clients also when the discussion of disability insurance comes up.  Everyone typically understands the importance of life insurance because they don’t want to leave their family in a bind should their death occur.  However, just as important is making sure your family is covered in the event you become disabled and unable to work.  Did you know that [...]

Think A Cash Value Life Insurance Policy Is A Good Idea? Think Again.

2011-04-05T06:47:30+00:00April 5, 2011|Blog, Insurance|

Many times after I complete an insurance analysis for a client and it’s time for them to purchase a policy, they will ask me, “Can we just buy the policy from you?”  The answer is always, “Sorry, no.”  I could go out and get my insurance license to sell insurance products, but then I wouldn’t be considered a “Fee-Only” advisor anymore since I’d be making a commission on the sale.  The reason I want to [...]

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