Risk management - Chladek Wealth Management

6 Questions to Help Determine If You Have Enough Life Insurance

John Chladek2022-09-01T19:36:16+00:00September 1, 2022|Insurance|

How much life insurance does one person need? Well, that depends. First, ask yourself, is life insurance ever about just one person? If you have a family or people who depend on your income, life insurance can be a lifeline. Not that you expect anything bad to happen to you, but it is a good idea to prepare in case something does. The hope is you already have life insurance and that the only question [...]

Risk and Investing: How To Keep Your Head and Your Heart on The Same Side

John Chladek2021-07-31T01:08:25+00:00July 1, 2021|Blog, Investments|

When it comes to long-term investing, the numbers are simply one piece of an enormous puzzle. The remaining pieces of that puzzle consist of your “why.” Why are you investing in the first place? Are you building up your nest egg for emergencies or unexpected expenses? Are you preparing to send your kids to school? Is it finally time to start chipping away at the downpayment on your dream vacation home? With every vital goal [...]