US Bonds - Chladek Wealth Management

Market Commentary: Week Ending 01-13-12

John Chladek2012-01-18T22:22:24+00:00January 18, 2012|Market Commentary|

While the markets were up for the week, we saw the return of Europe in the crosshairs of the rating agencies as many countries received downgrades after the markets closed Friday. Of equally high concern is the rapidly deteriorating situation with Iran. It appears that something bad is brewing there. Consider that a second aircraft carrier has moved into the gulf region, U.S. generals are visiting Israel, sanctioning of the Iranian central bank has impacted [...]

Current Environment – CWM Investment Outlook for 2012

John Chladek2012-01-08T15:44:55+00:00January 8, 2012|Blog, Investments|

I have my suspicions that the New Year is going to bring some interesting dynamics to the stock market. I’ve attempted to address the Current Environment that we are in by discussing where we’ve been historically, why I continue to maintain a large cash position in my clients’ portfolios, and where I think we’re headed in 2012. payday loans online ontario In my mind, 2008 drew a line in the sand. Everything before that – [...]

Market Commentary: Week Ending 11-11-11

John Chladek2011-11-14T18:18:18+00:00November 14, 2011|Market Commentary|

Markets registered what appeared to be a relatively tame week; Friday saw a melt up in stocks. I would attribute most of the melt up in stocks to the bond market being closed for Veterans Day. The last time we had bond markets closed (October 10th), we saw a very similar occurrence of the market rising sharply in the absence of bond trading. Speaking of Veterans Day - From an Army brat to the many [...]

Market Commentary: Week Ending 10-28-11

John Chladek2011-10-31T20:40:03+00:00October 31, 2011|Market Commentary|

Meteoric Melt Up This past Thursday we saw a huge melt-up in the market on the news that Europe will try to solve their debt problems with more debt. To make matters worse, the headlines all declared that European banks were agreeing to a 50% haircut on their Greek bond holdings. A haircut is where the bond holders (who are lenders to Greece) are agreeing to get 50% of their money back. Of the 350 [...]

Market Commentary: 9-30-2011

John Chladek2011-10-02T12:05:44+00:00October 2, 2011|Market Commentary|

Another vicious week of volatility… I am not sure if it is worse that the market is swimming in uncertainty or that it appears the market is waiting for a catalyst to send it up or down. When scanning the world it is hard to see where the good news will come from that will propel the market up. I know that recent history shows that if the Fed comes out and buys bonds we [...]

Post June 2011

John Chladek2011-07-12T08:57:59+00:00July 12, 2011|Blog, Investments|

While many American families celebrated the official beginning of summer, those of us charged with maintaining their portfolios were hanging on the news each day as it was released. It was a rocky go, and while the month may have ended (finally), we still have much to watch as the events of June 2011 play out in the months ahead. So… you may be thinking, ‘What in the world did I miss?’ In the spirit [...]

1st Quarter Investment Review – The Dangers of Bond Investing in 2011

John Chladek2011-04-04T19:43:53+00:00April 4, 2011|Blog, Investments|

The 1st Quarter in 2011 saw many of the markets continue their upward momentum from 2010. Below are the returns for some of the popular indices as of 3/31/11: Total Returns % 1Q Dow Jones Industrial Average +6.41% NASDAQ Composite +4.83% S&P 500 Index +5.42% Russell 2000 +7.64% U.S. Aggregate Bond Index -0.59% MSCI All Country World +3.31% Source: Yahoo! Finance. Data through 3-31-11 If you’re a “conservative” investor, you may be alarmed at the [...]

Bond Market Update

John Chladek2011-01-11T21:49:30+00:00January 11, 2011|Blog, Investments|

Since the second round of quantitative easing (QE 2) was announced by the Fed, US bonds as a whole (whether corporate or government) have been under pressure. It appears that the market is finally tuning into a few facts. The facts being that inflation is already here, rates are going to have to rise, and bonds hold more risk than usual. Typically, bonds are held in a portfolio to limit risk and volatility in a portfolio. In the [...]

Market Commentary: Week Ending 1/7/2011

John Chladek2011-01-09T14:48:54+00:00January 9, 2011|Market Commentary|

Total Returns % 1 Week YTD Dow Jones Industrial Average +0.84% +0.84% NASDAQ Composite +1.90% +1.90% S&P 500 Index +1.10% +1.10% Russell 2000 +0.53% +0.53% U.S. Aggregate Bond Index -0.23% -0.23% MSCI All Country World -0.36% -0.36% Source: Morningstar, Inc. Data through 1-7-11 I hope everyone had a safe and happy New Year. As you will notice going forward, I have slightly changed the layout and information provided in my weekly market commentary so as [...]

Market Commentary: Week Ending 12/10/2010

John Chladek2010-12-13T10:11:07+00:00December 13, 2010|Market Commentary|

Total Returns % loans for prepaid debit cards 1 Week 1 Month 3 Month 1 Yr Avg 3 Yr Avg 5 Yr Avg YTD Dow Jones 0.32 0.79 9.83 12.66 -3.19 3.89 12.35 NASDAQ 1.78 2.28 17.62 20.39 -1.01 3.17 16.23 S&P 500 1.32 1.98 12.38 14.81 -4.32 1.83 13.39 Russell 2000 2.72 5.80 22.41 32.12 0.84 3.82 25.61 MSCI All Country World 0.56 0.02 10.27 9.71 -8.01 1.03 8.18 Source: Morningstar, Inc. Data through [...]