Investing Kansas City - Chladek Wealth Management

Risk and Investing: How To Keep Your Head and Your Heart on The Same Side

John Chladek2021-07-31T01:08:25+00:00July 1, 2021|Blog, Investments|

When it comes to long-term investing, the numbers are simply one piece of an enormous puzzle. The remaining pieces of that puzzle consist of your “why.” Why are you investing in the first place? Are you building up your nest egg for emergencies or unexpected expenses? Are you preparing to send your kids to school? Is it finally time to start chipping away at the downpayment on your dream vacation home? With every vital goal [...]

What kind of planner are you?

John Chladek2015-05-19T16:13:27+00:00May 19, 2015|Blog, General Financial Planning|

I’m obviously biased when discussing the importance financial planning. However, I’d like to present some findings that may (or may not) surprise you. At the end, you’ll find a FREE offer from us to review your financial plan and answer any questions you may have. According to research sponsored by the CFP Board and Consumer Federation of America (CFA) in 2013, close to nine in ten American households are engaged in some type of formal [...]

What kind of planner are you?

John Chladek2013-10-16T22:56:59+00:00October 16, 2013|Blog, General Financial Planning|

I’m obviously biased when discussing the importance of financial planning. However, I’d like to present some findings that may (or may not) surprise you. At the end, you’ll find a FREE offer from us to reward you for looking into this further. According to new research sponsored by the CFP Board and Consumer Federation of America (CFA), close to nine in ten American households are engaged in some type of formal or informal financial planning [...]

Top 3 Investment Myths

John Chladek2012-02-10T13:00:41+00:00February 10, 2012|Blog, Investments|

When talking to potential clients about my investment strategy, it’s common to hear a lot of the same arguments for the ‘buy and hold’ strategy that their current investment advisor is utilizing. Below are the top 3 “investment myths” I hear the big investment advisory firms telling their clients: 1. Your portfolio will be just fine as long as you sit tight and ride it out. Historically, the markets have had more positive years than [...]

Free Financial Advice Tuesday!

John Chladek2011-09-07T13:32:22+00:00September 7, 2011|Blog, General Financial Planning|

Need FREE financial advice? I’m reserving Tuesday mornings from 9:30 - 11:30 for anyone with financial questions (investments, insurance, debt reduction, etc.). Come meet me at Starbucks on 119th & Glenwood in Overland Park to receive a free drink and free advice! If you'd like to ensure your spot for an exact time, please call 913.693.7918. Otherwise, feel free to stop in at your convenience. cabelas chief financial John P. Chladek, MBA, CFP® is the President of Chladek Wealth Management, LLC, [...]

How have our clients avoided the recent stock market losses?

John Chladek2011-08-10T20:47:53+00:00August 10, 2011|Blog, Investments|

The markets have certainly been frightening over the past couple weeks. As such, I have been receiving many “thank you” emails and phone calls from clients for selling before the market sell-off last Thursday. Several of you have spoken of friends and relatives who are anxious about their current advisors strategy (and likely for good reason), but many people are skeptical of how I was able to “get out” and avoid the steep losses everyone [...]

Post June 2011

John Chladek2011-07-12T08:57:59+00:00July 12, 2011|Blog, Investments|

While many American families celebrated the official beginning of summer, those of us charged with maintaining their portfolios were hanging on the news each day as it was released. It was a rocky go, and while the month may have ended (finally), we still have much to watch as the events of June 2011 play out in the months ahead. So… you may be thinking, ‘What in the world did I miss?’ In the spirit [...]

The Cost of Poor Investment Timing

John Chladek2011-06-13T17:37:16+00:00June 13, 2011|Blog, Investments|

Do you know how much buying and selling your investments at the wrong time can cost you? According to Morningstar, stock funds returned 1.6% annually from 1999-2009. However, the typical fund investor only earned 0.22% annually. If you had an account balance of $100,000, that would equate to costing you $15,000. So what should investors do to protect their portfolios? Below are a few tips of mine for investors looking for guidance:cheap rate personal loan [...]

Financial Tips for Parents of College Grads

John Chladek2011-06-13T17:34:15+00:00June 13, 2011|Blog, Family Financial Information|

A new wave of college graduates were introduced to the “real world” last month. The good news is that according to the National Association of College and Employers, employers are expecting to hire 19% more recent college graduates this year than last. The bad news is that college graduates come out of college with an average of $24,000 in student debt (Source: MONEY Magazine). And that doesn’t even take into account the credit card debt [...]

The Emotional Investor

John Chladek2011-05-11T11:56:48+00:00May 11, 2011|Blog, Financial Planning Psychology, Investments|

I like to keep in-mind the beginning of Rudyard Kipling’s famous poem ‘If’ as I lead investors through weeks like last week: “If you can keep your head when all about you are losing theirs and blaming it on you, if you can trust yourself when all men doubt you, but make allowance for their doubting too...” While certainly no one was blaming last week’s slamming of the global markets on me, emotions ran high [...]

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