Stocks Fall on Interest Rate Worries

Weekly Update – September 12, 2016 After trading flat for most of the week, stocks broadly sank Friday on fears of a future rate hike. For the week, the S&P 500 lost 2.39%, the Dow fell 2.20%, the NASDAQ dropped 2.36%, and the MSCI EAFE lost 0.16%. Monetary policy was at the forefront of investors’ [...]

September 12th, 2016|

Stocks Surge on August Jobs Miss

Weekly Update – September 6, 2016 After losing steam the previous week, stocks rose last week as investors cheered a weak jobs report and the declining probability of a September interest rate increase by the Federal Reserve. For the week, the S&P 500 gained 0.50%, the Dow grew 0.52%, the NASDAQ added 0.59%, and the [...]

September 6th, 2016|

How much do you need to retire?

Retirement Planning – Have you taken the steps to plan for retirement (and I don’t mean just contributing to your 401k)?  In other words, are you on-track to retire when you want?  And will you have enough money to make it through retirement?  You’d be surprised at how many people don’t really know the answers [...]

November 3rd, 2014|

Black Friday Deal Sites 2013

I like to post Black Friday Deals because we ourselves are looking to see if the gifts we've picked for our kiddos are on sale. Check out the search feature on this site-- type the item you want and voila! http://www.pennypinchinmom.com/black-friday-apparel-deals-database/ Penny Pinchin' mom is a local Kansas City blogger who we feel is trustworthy [...]

November 28th, 2013|

A Thanksgiving Toast

If I could fit all of you in my dining room today, here's what I would say: Living the American Dream was not something my wife and I ever imagined in those first harrowing days of our firm; shortly after the bottom dropped out of the financial markets. Four years ago this month, Chladek Wealth [...]

November 28th, 2013|

Don’t Overspend This Holiday Season! Here’s How…

I took my two-year old daughter, Lexi, to Trader Joe's yesterday to buy two turkeys. Over the past couple years I’ve picked up the hobby of smoking meat, so I’m going to try smoking a turkey for the first time, and just in case something goes wrong, I'm going to fry the other one.  If [...]

November 21st, 2013|

Yikes: Private College Tuition for 2013 Babies

Did you have a baby this year? We did! Check out these staggering numbers: A child born in 2013 that begins kindergarten in the fall of 2018 would attend college between the years of 2031 and 2035.  If that child attended an average private 4-year college and if the annual price increases for private colleges [...]

November 19th, 2013|

October Market Commentary

The 3rd quarter ended with the global markets – both equities and fixed income – experiencing gains. The news has been dominated lately by the government shutdown and debt ceiling headlines. Even though the political jabs, finger pointing and the like make for good theater, the chart below, at least, tells us what will happen [...]

October 16th, 2013|

To Taper or Not to Taper – July Market Commentary

There was no place to hide in June regardless of whether you were invested in equities, fixed income, or commodities.  While we were getting close to correction territory (10% loss or greater) in equities after Ben Bernanke hinted at ‘tapering’ the FED bond purchases as soon as September, the markets quickly rebounded after several FED [...]

July 18th, 2013|

Who Needs Disability Insurance?

When meeting with prospective clients about putting together a comprehensive financial plan, one of the biggest items missing is disability insurance. Did you know that 1 in 3 people between the ages of 35-65 will face a disability and be unable to work for 90 days or longer? And the average length of a disability [...]

July 18th, 2013|