The Social Security Administration Announced 2023 COLA Updates. How Does It Impact You?

2022-11-02T01:25:05+00:00November 15, 2022|Blog, Retirement, Trending Topics|

On Thursday, October 13, 2022, the Social Security Administration (SSA) released important updates for 2023, including cost-of-living adjustments (COLA) for retirees, changes to Medicare premiums, and retiree earning limits.  Are you wondering how these adjustments affect your wallet? Let’s dive into what you need to know about the critical changes ahead. 1.  Thanks To COLA, SSA Benefits Are Increasing The adjustments stem from the 2023 Social Security Administration Cost-of-Living Adjustment (COLA). COLA aims to ensure [...]

Checklist For Year-End Planning

2021-06-08T12:27:14+00:00December 8, 2020|Blog, General Financial Planning, Taxes|

Looking to year end I know it’s a busy time. But it’s not too soon to start thinking about taxes. Many questions about the new administration have come my way, including questions about new tax proposals. Joe Biden’s plan is aggressive, but it may not get out of the starting gate if the Republicans hold the Senate. As you probably know, two early January runoffs in Georgia will determine the fate of the upper chamber. [...]

With COVID-19 Concerns, Cyber Monday Will Be Crucial For Holiday Shoppers. As You Shop, Keep These 7 Cybersecurity Tips in Mind

2021-06-07T14:07:54+00:00November 17, 2020|Blog, Holiday, Lifestyle|

According to a recent survey, 87 percent of U.S. adults feel that the risk of becoming a victim of a cybercrime is growing.1 In fact, online crimes including server breaches are the single largest criminal threat facing small businesses. For large and small businesses alike, it should come as no surprise that more Americans have been shopping online due to the COVID-19 pandemic - and this trend will likely continue until the pandemic subsides. In fact, [...]

Election 2020 – Where Do We Go From Here?

2021-06-07T14:07:24+00:00November 10, 2020|Blog, Investments, Trending Topics|

For the nation, 2020 has been one of the most difficult years in memory. We are grappling with Covid and its fallout, economic upheaval, racial tensions, wildfires, hurricanes, a presidential election, and a polarized electorate. Despite this year’s difficulties, a strong economic recovery, record low interest rates, and an aggressive stance by the Federal Reserve have helped the major market indexes rebound from March’s steep sell-off. But where do we go from here? What’s in [...]

Presidential Elections & The Stock Market: Is There a Correlation?

2021-06-07T14:00:02+00:00October 27, 2020|Blog, Investments|

Sex, lies and accusations of corruption - no election year is complete without them. And while the 2020 election has proven to be one of the most contentious in recent history, contention is nothing new in the world of politics. From the political match-up of Jefferson v. Adams to this year’s Biden v. Trump, mud has always been slung, accusations have always been made and many Americans have found themselves uncertain of a future under [...]

New Whitepaper: 2017 Tax Planning

2017-01-11T17:45:02+00:00January 11, 2017|Blog, Taxes|

We’ve all just gone through the holidays, travels, family gatherings, and more. And though life may still be busy, any free moments you can spare for a little tax planning will help you stay ahead in 2017. We’re happy to share with you highlights of tax planning tips. That way, you can create strategies today to help you minimize your risks and maximize your opportunities. CLICK HERE TO READ OUR NEWEST WHITEPAPER: 2017 TAX PLANNING [...]

What kind of planner are you?

2015-05-19T16:13:27+00:00May 19, 2015|Blog, General Financial Planning|

I’m obviously biased when discussing the importance financial planning. However, I’d like to present some findings that may (or may not) surprise you. At the end, you’ll find a FREE offer from us to review your financial plan and answer any questions you may have. According to research sponsored by the CFP Board and Consumer Federation of America (CFA) in 2013, close to nine in ten American households are engaged in some type of formal [...]

Black Friday Deal Sites 2013

2013-11-28T12:46:04+00:00November 28, 2013|Blog, General Financial Planning|

I like to post Black Friday Deals because we ourselves are looking to see if the gifts we've picked for our kiddos are on sale. Check out the search feature on this site-- type the item you want and voila! http://www.pennypinchinmom.com/black-friday-apparel-deals-database/ Penny Pinchin' mom is a local Kansas City blogger who we feel is trustworthy and a place where you won't be bombarded with pop-ups or unknowingly download a virus. Websites like fatwallet.com/black-friday, theblackfriday.com, and [...]

A Thanksgiving Toast

2013-11-28T12:19:31+00:00November 28, 2013|Blog, General Financial Planning|

If I could fit all of you in my dining room today, here's what I would say: Living the American Dream was not something my wife and I ever imagined in those first harrowing days of our firm; shortly after the bottom dropped out of the financial markets. Four years ago this month, Chladek Wealth Management was born with zero clients on a major leap of faith. The markets had failed everyone, and we wanted [...]

Will Your Tax Bill Increase?

2013-10-16T23:08:02+00:00October 16, 2013|Blog, Taxes|

Did you know that individuals with no change in their income from last year could potentially owe the IRS because of tax law changes that went into effect in 2013? Do you know if you’re going to be one of those individuals? The modified adjusted gross income (MAGI) threshold for paying the new 3.8% Medicare surtax on net investment income is $250,000 for joint filers and $200,000 for single filers. In addition, a tax of [...]

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