Checklist For Year-End Planning

2021-06-08T12:27:14+00:00December 8, 2020|Blog, General Financial Planning, Taxes|

Looking to year end I know it’s a busy time. But it’s not too soon to start thinking about taxes. Many questions about the new administration have come my way, including questions about new tax proposals. Joe Biden’s plan is aggressive, but it may not get out of the starting gate if the Republicans hold the Senate. As you probably know, two early January runoffs in Georgia will determine the fate of the upper chamber. [...]

With COVID-19 Concerns, Cyber Monday Will Be Crucial For Holiday Shoppers. As You Shop, Keep These 7 Cybersecurity Tips in Mind

2021-06-07T14:07:54+00:00November 17, 2020|Blog, Holiday, Lifestyle|

According to a recent survey, 87 percent of U.S. adults feel that the risk of becoming a victim of a cybercrime is growing.1 In fact, online crimes including server breaches are the single largest criminal threat facing small businesses. For large and small businesses alike, it should come as no surprise that more Americans have been shopping online due to the COVID-19 pandemic - and this trend will likely continue until the pandemic subsides. In fact, [...]

Election 2020 – Where Do We Go From Here?

2021-06-07T14:07:24+00:00November 10, 2020|Blog, Investments, Trending Topics|

For the nation, 2020 has been one of the most difficult years in memory. We are grappling with Covid and its fallout, economic upheaval, racial tensions, wildfires, hurricanes, a presidential election, and a polarized electorate. Despite this year’s difficulties, a strong economic recovery, record low interest rates, and an aggressive stance by the Federal Reserve have helped the major market indexes rebound from March’s steep sell-off. But where do we go from here? What’s in [...]

Presidential Elections & The Stock Market: Is There a Correlation?

2021-06-07T14:00:02+00:00October 27, 2020|Blog, Investments|

Sex, lies and accusations of corruption - no election year is complete without them. And while the 2020 election has proven to be one of the most contentious in recent history, contention is nothing new in the world of politics. From the political match-up of Jefferson v. Adams to this year’s Biden v. Trump, mud has always been slung, accusations have always been made and many Americans have found themselves uncertain of a future under [...]

Identity Theft Insurance: A Guide

2021-06-07T13:58:14+00:00October 20, 2020|Blog, Financial Roadblocks, Insurance|

In 2019, 14.4 million people were victims of identity theft.1 Identity theft can happen in a number of ways - in-person, online, over email or on the phone. However it occurs, identity theft affects a large number of people per year. In order to fix the mess left in the wake of identity theft, it can cost the victim considerable time and money. That’s where having identity theft insurance can come in handy. Identity theft insurance [...]

The Social Security Administration Has Announced Cost of Living Adjustments & Tax Changes For 2021. Here’s What You Need to Know.

2021-06-07T13:58:11+00:00October 15, 2020|Blog, Retirement, Taxes|

On Tuesday, October 13, 2020, the Social Security Administration released important facts and figures for 2021 - including cost-of-living adjustments (COLA) for retirees and tax changes for the currently employed. The Good? Benefits Are Increasing Those receiving Social Security benefits will see a 1.3 percent COLA increase in 2021. This change will impact around 70 million Americans - including 8 million SSI beneficiaries.1 For the average retiree receiving Social Security benefits in January 2021, this [...]

[Infographic] Confusion Amidst Covid-19: Understanding the Difference Between the Stock Market & the Economy

2021-06-07T13:37:52+00:00September 29, 2020|Blog, Investments, Market Commentary|

When we think of our own (and the nation's) financial health, we tend to lump a variety of characteristics together - investments, unemployment levels, the Dow Jones Industrial Average performance, etc. It's important to recognize, however, that these benchmarks are not one in the same - and they do not always indicate the status of one another.   Chladek Wealth Management is a fee-only financial planning and investment management firm, in Overland Park, Kansas, serving [...]

6 Ways to Overcome Market Psychology

2021-06-09T20:38:42+00:00September 15, 2020|Blog, Financial Planning Psychology, Investments|

Market psychology is the prevailing sentiment of investors (both buyers and sellers) at any point in time. This term is often used to explain sudden movements up or down in the markets. Fear, greed and performance expectations are all factors that contribute to the markets’ overall market psychology. Learning how the market works can reduce the number of surprises you experience and increase the degree of success. If you find yourself unsure how to handle the [...]

Big Headlines Drive the Markets

2016-10-31T15:18:58+00:00October 31, 2016|Market Commentary|

Weekly Update – October 31, 2016 At first glance, last week’s headlines may lead you to think that the markets are fluctuating more than they actually are. Yes, Hillary Clinton’s emails are in the news again (more on that below)—but despite that surprise, the major indexes stuck to the same range-bound performance we’ve seen for the past three months. The S&P 500 ended down 0.69%, the NASDAQ was off 1.28%, and MSCI EAFE lost 0.44%. [...]

How Much Will Hurricane Matthew Cost?

2016-10-17T15:11:46+00:00October 17, 2016|Market Commentary|

Though stocks rose Friday after statements from Federal Reserve officials, the major indexes ended the week lower amid choppy trading. For the week, the S&P 500 lost 0.96%, the Dow fell 0.56%, the NASDAQ dropped 1.48% and the MSCI EAFE declined 1.40%. Counting the Cost of Hurricanes Whenever disaster strikes, people often wonder: What’s all this going to cost? Though the human toll of injury and death may be incalculable, experts have gotten pretty good [...]

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